FAQ's

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2194 Hwy A1A, Suite 101
Indian Harbour Beach, FL 32937
(321) 779-7878
Toll Free (877) 778-5655

Wind Mitigation Frequently Asked Questions

What is a Wind Mitigation Inspection and do I need one?

According to a 2001 Florida Law (§ 627.0629), in order to lower the Wind portion of your insurance premium, you must provide your insurance carrier with a certified Wind Mitigation Report. It certifies the construction features of your home,condo, town home and even commercial structures, that qualify for discounts.

If this has been the law since 2001, why haven't I heard about this before?

Until September of 2007, insurance companies weren’t required by law to tell anyone about it…that includes the agents representing them.

Will I qualify, and if so, how much of a savings is possible?

Over 90% of existing homes, even older homes, already have one or more of the qualifying Wind Mitigation features. For homes built since 1970, that number grows to 99%.

As for the amount of savings, it varies. Though the average savings for our clients has been 30% it's common to see savings in the 40% to 50% range. These numbers sound unbelievable, but they’re true! Visit our Savings Gallery for examples of annual savings!

Who can perform a wind mitigation inspection?

The Office of Insurance Regulation requires that wind mitigation inspections be performed by a State of FL licensed building professional, such as a certified Contractor, Architect or Engineer. At Inspect & Save we use the highest qualified contractor, a State of Florida Certified General Contractor and State Certified Engineer.

How long does the inspection take?

If you have your attic access clear, it takes about 20 to 30 minutes.

How long do these discounts last?

The law states that the certification is good for 5 years.

Who files the report?

We promptly email the report along with digital photos to you and your insurance agent.

If I want to do this, should I wait for my Insurance Policy to renew?

The discounts become effective the day your inspection is completed! The unearned portion of your current policy will be refunded by check from your insurer, and the discounts begin from that point...the sooner you do this, the sooner you start saving!

I’m ready to start saving, how do I get the ball rolling?

Simply call us to schedule your inspection at (321) 779-7878 or Toll Free 1 (877) 778-5655. You can also fill out the online registration form and we'll call you!

Call us TODAY to schedule your Inspection:
(321) 779-7878 or Toll Free (877) 778-5655 or simply click HERE